Best Special Rates and Terms in Schenectady, New York, NY

You are viewing rates from banks across

Below are special Certificate of Deposit special rates and terms from banks in Schenectady, New York. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Schenectady, NY - August 2, 2025

Bank	APY	MIN	PERIOD
Citizens Bank, National Association Johnstown Branch	4.15%	$25,000	5 months	Learn More Reviews (1)
Ballston Spa National Bank Galway Branch	4.11%	$10,000	6 months	Learn More Reviews
Rate History: 4.48% → 4.24% → 4.04% → 4.05% → 4.11%
TrustCo Bank Amsterdam Branch	4.00%	$500	6 months	Learn More Reviews (1)
Rate History: 3.95% → 3.90% → 4.00% → 3.95% → 4.00%
KeyBank National Association Johnstown Branch	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Woodforest National Bank 8111 Albany Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Ballston Spa National Bank Galway Branch	3.81%	$500	15 months	Learn More Reviews
Rate History: 3.62% → 3.47% → 3.81% → 3.47% → 3.81%
Bank of America, National Association Schoharie Branch	3.80%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80%
TD Bank, National Association Niskayuna Branch	3.75%	$10,000	9 months	Learn More Reviews (1)
KeyBank National Association Johnstown Branch	3.75%	$10,000	25 months	Learn More Reviews (2)
Ballston Spa National Bank Galway Branch	3.62%	$501	18 months	Learn More Reviews
Rate History: 3.57% → 3.47% → 3.62% → 3.81% → 3.62%
TD Bank, National Association Niskayuna Branch	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Citizens Bank, National Association Johnstown Branch	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
Woodforest National Bank 8111 Albany Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	13 months	Learn More Reviews (33)
Ballston Spa National Bank Galway Branch	3.47%	$501	24 months	Learn More Reviews
Rate History: 3.60% → 3.57% → 3.47% → 3.62% → 3.47%
Bank of America, National Association Schoharie Branch	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
TD Bank, National Association Niskayuna Branch	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association Schoharie Branch	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
Bank of America, National Association Schoharie Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
JPMorgan Chase Bank, National Association Corporate Woods Middle Market Branch	1.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50%
TrustCo Bank Amsterdam Branch	1.50%	$500	12 months	Learn More Reviews (1)
Rate History: 3.95% → 3.90% → 3.85% → 3.75% → 1.50%
First National Bank of Scotia First National Bank Of Scotia Branch	1.03%	$25,000	11 months	Learn More Reviews (1)
Rate History: 5.01% → 4.65% → 0.67% → 0.51% → 1.03%
TrustCo Bank Amsterdam Branch	0.92%	$500	18 months	Learn More Reviews (1)
Rate History: 0.10% → 4.25% → 1.50% → 0.92%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Schenectady, NY - August 2, 2025

Branch	Street	City	State
Citizens Johnstown Branch	17 South Market Street	Johnstown	NY
Ballston Spa National Bank Galway Branch	5091 Sacandaga Road	Galway	NY
TrustCo Bank Amsterdam Branch	4931 Route 30	Amsterdam	NY
KeyBank National Association Johnstown Branch	225 N. Comrie Avenue	Johnstown	NY
Woodforest National Bank 8111 Albany Branch	141 Washington Avenue	Albany	NY
Ballston Spa National Bank Galway Branch	5091 Sacandaga Road	Galway	NY
Bank of America, National Association Schoharie Branch	307 Main Street	Schoharie	NY
TD Bank, National Association Niskayuna Branch	2309 Nott Street, East	Niskayuna	NY
KeyBank National Association Johnstown Branch	225 N. Comrie Avenue	Johnstown	NY
Ballston Spa National Bank Galway Branch	5091 Sacandaga Road	Galway	NY
TD Bank, National Association Niskayuna Branch	2309 Nott Street, East	Niskayuna	NY
Citizens Johnstown Branch	17 South Market Street	Johnstown	NY
Woodforest National Bank 8111 Albany Branch	141 Washington Avenue	Albany	NY
Ballston Spa National Bank Galway Branch	5091 Sacandaga Road	Galway	NY
Bank of America, National Association Schoharie Branch	307 Main Street	Schoharie	NY
TD Bank, National Association Niskayuna Branch	2309 Nott Street, East	Niskayuna	NY
Bank of America, National Association Schoharie Branch	307 Main Street	Schoharie	NY
Bank of America, National Association Schoharie Branch	307 Main Street	Schoharie	NY
JPMorgan Chase Bank, National Association Corporate Woods Middle Market Branch	12 Corporate Woods Boulevard	Albany	NY
TrustCo Bank Amsterdam Branch	4931 Route 30	Amsterdam	NY
First National Bank of Scotia First National Bank Of Scotia Branch	201 Mohawk Avenue	Scotia	NY
TrustCo Bank Amsterdam Branch	4931 Route 30	Amsterdam	NY